Monzo Bank Statement Converter:
PDF to Excel & CSV

Check what Monzo gives you first

A file straight from your bank will always be more accurate than one reconstructed from a PDF, so it is worth two minutes to check before converting anything. Monzo offers CSV and PDF, exported from the app, covering the full account history. If the period you need sits inside that, use it and skip this page.

Monzo is the one bank on this list where you may genuinely not need a converter, because the app exports a CSV covering your whole history. It is worth saying that plainly. Where people still end up here is when the PDF is what was sent on, which is the usual case for a landlord, an accountant or a benefits assessor, and reconstructing the spreadsheet from that document is quicker than asking for it again.

Downloading the statement from Monzo

Statements live in the account tab in the Monzo app, under statements and exports, and the online archive runs to the life of the account at the time of writing. Pick the period you need and download the PDF rather than printing to PDF from a screen, because a printed screen loses the transaction table structure the converter reads.

If the account has been closed, or the statement was forwarded to you by someone else, you will not have online banking access at all. That is the most common reason people end up converting a PDF: it is the only copy that exists.

Converting it to Excel or CSV

1. Upload the Monzo PDF to the converter above, up to 10MB. Several months in one file is fine, and so is a scanned PDF. Remove any password from the PDF first, because the converter cannot unlock it.
2. The pages are read, with OCR where the statement is a scan rather than text.
3. Check the transactions on screen against the statement before you download anything.Monzo statements typically carry Date, Time, Type, Name, Category, Amount, Currency and Notes.
4. Download an Excel workbook (.xlsx), or a CSV to open in Google Sheets or import into QuickBooks, Xero, FreshBooks or Sage.

Your first conversion runs without an account. A free account adds 7 free pages, and the monthly plans are priced by page count if you are working through years of statements or several clients.

What happens to your Monzo statement

Uploads travel over an encrypted HTTPS connection. There is no long-term file storage: the statement sits on the server only long enough to be read and is deleted 24 hours after upload. Conversion is fully automated, so no member of staff opens it. To read the pages, the converter sends them to Google's Gemini AI. The full privacy policy sets out the detail.

Reading a Monzo statement once it is in columns

Monzo exports are the richest of any bank on this list, carrying date and time separately, a transaction type, the merchant name, Monzo's own spending category, amount, currency, and any note or receipt text you added. The category field is genuinely useful and has no equivalent at the high-street banks. The PDF statement, by contrast, is deliberately plain and drops the category and notes entirely, so converting a Monzo PDF recovers less than the app export would give you.

Who converts Monzo statements, and why

Monzo customers rarely need a converter for their own use, because the app will hand them a full-history CSV. Where it comes up is when the PDF is what was sent on: a landlord, an accountant or a benefits assessor receives the statement rather than the export, and needs it as a spreadsheet. If it is your own account, use the app export first, and this page is honest enough to say so.

Monzo statement converter FAQs