Your-Saving.com on Bank Statement: What It Means

Spotted “Your-Saving dot com” on your bank statement and wondering what it is? This charge is typically from Reward Gateway, a UK-based employee benefits and discount voucher platform. It’s commonly linked to workplace discount schemes, Blue Light Card, or similar savings programmes.

Your-Saving[.]com on Bank Statement

Your-Saving[.]com appears on UK bank statements when you purchase discounted gift cards, e-vouchers, or reloadable cards through employee benefit platforms. The most common sources include:

• Blue Light Card voucher purchases
• Workplace discount schemes (NHS, teachers, emergency services)
• Employee reward programmes managed by Reward Gateway
• Reloadable shopping cards for retailers like Tesco, B&M, M&S, and Argos

The charge might also appear as “RG Vouchers” or “Reward Gateway” depending on your bank’s transaction display format.

Why Does This Charge Appear?

Several legitimate reasons explain this transaction on your statement:

You purchased a discount voucher: If you bought a gift card through your employer’s benefits portal or Blue Light Card app, the payment processes through Reward Gateway’s system—displaying as Your-Saving[.]com.

Someone in your household used your card: Family members with access to your payment details may have made a purchase through a workplace discount scheme.

Auto top-up is enabled: If you set up automatic top-ups on a reloadable card (common for Tesco or supermarket shopping), charges recur without manual approval.

Free trial converted: Some discount membership sites enrol users after promotional periods end.

How to Verify the Charge

Before assuming fraud, follow these verification steps:

1. Check the amount: Match it against recent voucher purchases—common amounts include £10, £25, £50, or £100 increments
2. Review your emails: Search for confirmation emails from Blue Light Card, your employer’s benefits portal, or Reward Gateway
3. Ask household members: Confirm whether anyone used a shared payment method
4. Log into your benefits portal: Check your voucher purchase history directly

If you regularly purchase discounted vouchers, converting your bank statements to Excel makes tracking these recurring charges significantly easier. You can filter by merchant name and spot patterns across multiple months.

Is Your-Saving[.]com Legitimate?

Yes, Your-Saving[.]com is a legitimate payment descriptor. Reward Gateway (UK) Ltd is a registered company (Companies House) that processes payments for employee benefits platforms across the UK. They partner with major organisations including:

• NHS staff discount programmes
• Blue Light Card and Defence Discount Service
• Corporate employee reward schemes
• Teachers’ discount platforms

The charge itself isn’t a scam—though you should always verify you authorised the specific purchase.

How to Cancel or Get a Refund

If you want to stop future charges or request a refund:

Contact Reward Gateway directly:

• Phone: 0203 780 1891 (24/7 helpdesk)
• Website: rgvouchers.co.uk

Cancel through your benefits portal:

1. Log into your Blue Light Card or employee benefits account
2. Navigate to the Voucher Shop section
3. Disable auto top-ups or cancel recurring payments

Request a refund:

• Instant vouchers that haven’t been viewed can typically be refunded within 30 days
• Contact customer support with your transaction date and amount

For unrecognised charges you’ve verified aren’t yours, contact your bank immediately to dispute the transaction.

Preventing Unexpected Charges

To avoid surprise Your-Saving[.]com transactions:

• Disable auto top-ups unless you actively use them
• Set calendar reminders for free trial end dates
• Use a separate card for discount voucher purchases
• Review statements weekly to catch unfamiliar transactions early
• Check if family members have access to your payment methods

Managing recurring subscriptions becomes simpler when you convert PDF statements to searchable spreadsheets. Filter transactions by description to identify all Your-Saving[.]com charges across multiple months instantly.

Your-Saving[.]com on Bank Statement: Key Takeaways

Your-Saving[.]com is the payment descriptor for Reward Gateway, processing transactions from UK employee discount schemes and Blue Light Card voucher purchases. The charge is legitimate if you or someone with access to your payment method purchased discounted gift cards or reloadable shopping cards. Verify the amount against your purchase history, and contact Reward Gateway’s 24/7 helpdesk if you need assistance with refunds or cancellations.

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