What Does Planet Fitness Show Up As on Bank Statement?
Quick Answer: Planet Fitness typically shows up on your bank statement as “PLANET FIT CLUB FEES,” “PLANET FITNESS,” “ABC*PLANET FITNESS,” or “ABC FINANCIAL.” The exact descriptor varies by location and may include your city name (e.g., “0439 PLANET FITNESS NEW YORK NY”).
Spotted an unfamiliar charge on your bank statement and wondering if it’s from your gym membership? You’re not alone. Thousands of Planet Fitness members search for this exact information every month, trying to identify whether a mysterious transaction is legitimate or potentially fraudulent.
Understanding how Planet Fitness charges appear on your banking records is essential for tracking your fitness expenses, identifying unauthorized charges, and managing your monthly budget effectively. In this comprehensive guide, we’ll cover every possible way Planet Fitness transactions show up on bank statements, credit card bills, and checking account records.
What Does Planet Fitness Show Up As on Bank Statement?
Planet Fitness charges can appear under several different transaction descriptors on your bank statement. This variation occurs because Planet Fitness uses ABC Financial (now ABC Fitness Solutions) as their third-party billing processor for membership payments across the United States and Canada.
Common Planet Fitness Bank Statement Descriptors
Here are the most frequently seen transaction names for Planet Fitness charges:
- PLANET FIT CLUB FEES – Most common descriptor for monthly membership dues
- PLANET FITNESS – Standard gym name descriptor
- ABC*PLANET FITNESS – Shows the billing processor partnership
- ABC FINANCIAL – Third-party billing company name only
- PLANET FIT ABC CLUB FEES – Combined descriptor
- CLUB FEES PLANET FIT – Alternate word order
- PLANET FIT RETRY PYMT – Retry payment after failed transaction
- ACH Electronic Debit PLANET FIT CLUB FEES – ACH transfer format
- External Withdrawal PLANET FIT – Bank withdrawal notation
Location-Specific Planet Fitness Charges
Your bank statement may also include location identifiers with your Planet Fitness charge. These typically appear as a four-digit code followed by the gym name and location:
- 0439 PLANET FITNESS NEW YORK NY
- 0970 PLANET FITNESS ALHAMBRA CA
- 0934 PLANET FITNESS LOS ANGELES CA
- 0911 PLANET FITNESS DOWNEY CA
- 8454 PLANET FITNESS BROOKLYN NY
- 0683 PLANET FITNESS NEW YORK NY
- 0672 PLANET FITNESS TEM TEMPE AZ
Understanding Different Planet Fitness Charge Amounts
Recognizing the charge name is just one part of identifying Planet Fitness transactions. Understanding the typical amounts helps you quickly verify whether a charge is legitimate:
Monthly Membership Fees
Planet Fitness offers two primary membership tiers. The Classic membership typically costs $10-$15 per month, while the PF Black Card membership ranges from $22-$25 monthly. These charges appear on your statement around the 17th of each month, though the exact date depends on when you signed up.
Annual Membership Fee
Many members are surprised by a $39-$49 charge that appears once per year. This annual enhancement fee is charged approximately eight weeks after your initial signup date and then annually on that same date. This fee covers equipment maintenance and facility improvements.
Late Fees and Retry Payments
If your regular payment fails, you may see charges labeled “PLANET FIT RETRY PYMT” along with potential late fees ranging from $5-$15 depending on your location’s policies.
Why Does ABC Financial Appear Instead of Planet Fitness?
If you see “ABC FINANCIAL” or “ABC FITNESS” on your statement without the Planet Fitness name, don’t be alarmed. ABC Fitness Solutions (formerly ABC Financial) has been Planet Fitness’s exclusive billing and club management partner since 2014, with their partnership extended through 2027.
ABC Financial processes payments for thousands of Planet Fitness locations across the US and Canada. Some banks display only the payment processor’s name rather than the merchant name, which is why you might see ABC Financial instead of Planet Fitness on your statement.
Simplify Your Bank Statement Analysis
Trying to track recurring charges like Planet Fitness memberships across multiple bank accounts? Managing PDF bank statements can be time-consuming, especially when you need to categorize expenses for budgeting, tax purposes, or expense reports.
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How to Verify Planet Fitness Charges on Your Account
If you’re unsure whether a charge is legitimate, follow these steps:
- Log into your Planet Fitness account at planetfitness.com to view your billing history and confirm membership status
- Check the charge date against your typical billing cycle (usually around the 17th of each month)
- Compare the amount to your membership tier ($10-$15 for Classic, $22-$25 for Black Card)
- Contact your home club directly for billing questions during open hours
- Reach Planet Fitness Member Services Monday-Friday, 9 AM – 6 PM EST for account inquiries
Still Seeing Charges After Cancellation?
One of the most common complaints about Planet Fitness billing is continued charges after members believe they’ve cancelled. Planet Fitness memberships auto-renew until formally cancelled, and most locations require cancellation in person at your home club or via certified mail. Phone and email cancellations are typically not accepted.
If you’ve properly cancelled but still see charges, contact your home club immediately with your cancellation confirmation. Keep records of all cancellation attempts and correspondence for dispute purposes.
Final Thoughts on Planet Fitness Bank Statement Charges
Understanding what Planet Fitness shows up as on your bank statement helps you maintain better control over your finances and quickly identify legitimate gym charges versus potential fraud. Whether you see “PLANET FIT CLUB FEES,” “ABC FINANCIAL,” “ABC*PLANET FITNESS,” or a location-specific descriptor, now you know exactly what to look for.
For easier management of all your bank transactions—including recurring fitness memberships—consider using Your Bank Statement Converter to transform your PDF statements into searchable, sortable spreadsheets. Take control of your financial tracking today.
Frequently Asked Questions
What is “PLANET FIT CLUB FEES” on my bank statement?
“PLANET FIT CLUB FEES” is the standard billing descriptor for Planet Fitness monthly membership charges. This transaction represents your recurring gym membership dues, typically ranging from $10-$25 depending on your membership tier.
Why does Planet Fitness show up as ABC Financial?
Planet Fitness uses ABC Financial (ABC Fitness Solutions) as their billing processor. Some banks display the payment processor’s name instead of the gym’s name, so you may see “ABC FINANCIAL” or “ABC FITNESS” for legitimate Planet Fitness charges.
What is the $49 Planet Fitness charge on my statement?
The $49 charge (or $39 at some locations) is Planet Fitness’s annual membership fee. This fee is charged approximately 8 weeks after you join and annually on that date thereafter. It covers equipment maintenance and facility improvements.
How do I stop Planet Fitness from charging my account?
To stop Planet Fitness charges, you must formally cancel your membership by visiting your home club in person or sending a certified letter. Most locations do not accept cancellations via phone or email. Charges will continue until proper cancellation is completed.
Is a charge from “PLANET FITNESS” legitimate or fraud?
If you have an active or previously active Planet Fitness membership, charges from “PLANET FITNESS,” “PLANET FIT CLUB FEES,” or “ABC FINANCIAL” are likely legitimate. To verify, log into your Planet Fitness account online or contact your local club. If you never signed up, contact your bank to dispute the charge.
When does Planet Fitness charge monthly dues?
Planet Fitness typically processes monthly membership payments around the 17th of each month, though this can vary based on when you initially signed up. Check your membership agreement or online account for your specific billing date.
Can I convert my bank statement to Excel to find Planet Fitness charges?
Yes! You can easily convert PDF bank statements to Excel format using Your Bank Statement Converter. This allows you to search, filter, and sort transactions to quickly locate all Planet Fitness charges and other recurring subscriptions.
What does “PLANET FIT RETRY PYMT” mean?
“PLANET FIT RETRY PYMT” indicates Planet Fitness is attempting to collect a payment that previously failed. This usually happens when there were insufficient funds or an expired card on file. Additional late fees may apply if payments continue to fail.
