Monzo does not post you a statement every month, so the first time a landlord or lender asks for one, it is easy to wonder where they are. The answer is inside the app. You can download a bank statement from Monzo for any date range you choose, and you even get to pick the file format.
This guide shows you the exact steps, explains which format to choose, and covers stamped statements, fee statements and statements for closed accounts.
Key Takeaways
- In the Monzo app, tap Home, tap the three dots under your card, then choose Bank statements.
- You choose the date range, so one file can cover a single month or several months.
- Monzo offers three formats: PDF, CSV and QIF, and the export includes your Pots.
- Monzo statements are original documents, so they should not need a bank stamp; ask in the app if someone insists.
- For a closed account, Monzo can email you a password-protected statement of your full history.
How to Download a Bank Statement From Monzo
Monzo builds statements into its app, and the steps take under a minute:
- Open the Monzo app and tap Home in the menu bar.
- Tap the three dots underneath your card.
- Next, select Bank statements.
- Choose the date range you want.
- Pick the format: PDF, CSV or QIF.
Monzo then creates the file for you to save or share. Because you set the dates yourself, you do not have to download one statement per month. A lender asking for three months gets one file covering exactly those three months.
Which Monzo Statement Format Should You Choose?
The same Bank statements screen produces all three formats, and each one suits a different job:
- PDF: the one to send a landlord, lender, letting agent or government office. It looks like a traditional bank statement and is hard to edit.
- CSV: a plain spreadsheet file that opens in Excel or Google Sheets. Choose it to sort, filter or total your spending.
- QIF: a format older accounting and personal finance programs can import, such as some versions of Quicken.
Monzo describes this feature as exporting your transactions, and the export covers your Pots as well as your main account. So when you need a full picture of your money, one export captures it.
Using a Monzo Statement for a Mortgage or Rental Application
Lenders and letting agents usually ask for a set number of recent months, often three or more. When you download a bank statement from Monzo for an application, a few habits save back-and-forth:
- Match the exact months requested. Set the date range to start and end on the dates they asked for, rather than sending a partial month.
- Choose PDF. It is the format lenders expect, and it keeps the layout of a traditional statement.
- Include every account they ask about. If you also hold a joint account or another bank account, download those statements as well.
- Check for unexplained transfers. Large or unusual payments often prompt questions, so note what they were before you send the file.
Our guide to which bank statements you need for a mortgage explains what lenders typically look for.
Does a Monzo Statement Need a Bank Stamp?
Some organisations still ask for a stamped statement out of habit. Monzo says its statements are original documents and should not need a stamp. If an organisation still insists on a posted, stamped or signed copy, contact Monzo through support in the app and ask for one.
How to Get a Statement for a Closed Monzo Account
Closing a Monzo account does not mean losing your history. Monzo can email you a password-protected statement covering your full account history. If your account has already closed, request it through Monzo’s closed-account form. Monzo says replies take two to seven working days, and you can also call 0800 088 4040.
Finding Your Monzo Statement of Fees
Every year, banks provide a statement of the fees you paid on your account. To find yours on Monzo, tap the three dots on your account card, then Manage account, then Statement of fees. Keep it separate from your ordinary bank statements, because it lists charges rather than every transaction.
When a Monzo PDF Needs to Become a Spreadsheet
If you have the Monzo app, the quickest route to a spreadsheet is the CSV export above. However, accountants, bookkeepers and landlords often receive Monzo statements from someone else as a PDF. In that case, you cannot use the app’s export.
That is where our Monzo bank statement converter helps. Upload the PDF and get every transaction back as a row in Excel or CSV. For statements from other banks, our bank statement converter works the same way.
Once the data is in a spreadsheet, you can reconcile the bank statement against your records. Meanwhile, any unfamiliar line is easier to spot, and our guide to the abbreviations on your bank statement explains the common codes.
Conclusion
To download a bank statement from Monzo, tap Home, tap the three dots under your card, choose Bank statements, then pick a date range and a format. Choose PDF for anyone who needs proof, and CSV for your own analysis. For a closed account, Monzo can email your full history. When someone hands you a Monzo PDF instead, convert it to a spreadsheet to work with the numbers.
FAQ
1.How do I get a bank statement from Monzo?
Open the app, tap Home, tap the three dots under your card, then tap Bank statements. Choose a date range and a format, and Monzo creates the file.
2.Can I download a Monzo statement as a PDF?
Yes. On the Bank statements screen, choose PDF as the format. Monzo also offers CSV and QIF.
3.Can I download Monzo transactions to Excel?
Yes. Choose CSV on the Bank statements screen, and the file opens in Excel or Google Sheets. The export includes your Pots.
4.Does Monzo send paper statements?
Monzo says its in-app statements are original documents. If you need a posted, stamped or signed copy, ask Monzo through support in the app.
5.How do I get a statement after closing my Monzo account?
Monzo can email you a password-protected statement of your full account history. If the account is already closed, use Monzo’s closed-account form or call 0800 088 4040.
