Spotted “DWP WFP” on your bank statement and wondering what it is? This code represents your Winter Fuel Payment from the Department for Work and Pensions—a government benefit to help pensioners cover heating costs during colder months.
DWP WFP on Bank Statement
DWP WFP stands for Department for Work and Pensions Winter Fuel Payment. When this appears on your UK bank statement, it confirms you’ve received the annual tax-free payment designed to help eligible pensioners with energy bills.
The payment reference typically appears as:
- Your National Insurance number + DWP WFP (Great Britain)
- Your National Insurance number + DFC WFP (Northern Ireland)
This is a legitimate government payment, not a scam or error. The payment lands automatically in your bank account between November and December each year.
How Much Is the Winter Fuel Payment?
For winter 2025/26, payment amounts depend on your age and living situation:
| Your Circumstances | Payment Amount |
|---|---|
| State Pension age to 79, living alone | £200 |
| Aged 80 or over, living alone | £300 |
| Living with another qualifying person (both under 80) | £100 each |
| Living with another qualifying person (both 80+) | £150 each |
Important change for 2025/26: All pensioners will receive the payment, but if your annual taxable income exceeds £35,000, HMRC will recover the amount through your tax code or Self Assessment.
Who Is Eligible for Winter Fuel Payment?
To qualify for the 2025/26 Winter Fuel Payment, you must:
- Be over State Pension age during the qualifying week (15–21 September 2025)
- Live in England, Wales, or Northern Ireland
- Have taxable income of £35,000 or less to keep the payment
You won’t receive the payment if you were in prison during the entire qualifying week or if you live in a care home while receiving certain benefits.
Why Did DWP WFP Appear on My Bank Statement?
The Winter Fuel Payment is paid automatically to most eligible pensioners. You don’t need to apply if you’re already receiving:
- State Pension
- Pension Credit
- Other qualifying benefits
If you’ve never received a Winter Fuel Payment and believe you qualify, you can claim by contacting the Winter Fuel Payment Centre on 0800 731 0160 before 31 March 2026.
What to Do If You Haven’t Received Your Payment
Most payments arrive between November and December. If you haven’t received yours by the end of January 2026:
- Check your bank statements using YourBankStatementConverter.com to search for any DWP payments you may have missed
- Contact the Winter Fuel Payment helpline: 0800 731 0160
- Have your National Insurance number ready
Converting your PDF bank statements to Excel makes it easier to search for specific transactions like DWP WFP across multiple months, helping you confirm whether payments have been received.
Other DWP Codes on Bank Statements
DWP uses different codes for various benefits. If you see other abbreviations, here’s what they mean:
| Code | Meaning |
|---|---|
| DWP WFP | Winter Fuel Payment |
| DWP SP | State Pension |
| DWP PC | Pension Credit |
| DWP ESA | Employment and Support Allowance |
| DWP PIP | Personal Independence Payment |
Understanding what different codes mean on your bank statement helps you track government payments accurately.
Related Winter Support Payments
Besides the Winter Fuel Payment, you may qualify for additional heating support:
- Cold Weather Payment: £25 for each 7-day period of very cold weather (if you receive certain benefits)
- Warm Home Discount: £150 off your electricity bill (automatic for most Pension Credit recipients)
- Household Support Fund: Local council assistance for energy bills
Managing Your Bank Statement Transactions
Tracking government payments across multiple bank accounts becomes easier when your statements are organised. If you need to analyse DWP payments, verify benefit receipts, or prepare financial records, converting PDF bank statements to Excel saves time and reduces errors.
YourBankStatementConverter.com instantly converts bank statements from any UK bank into searchable spreadsheets, making it simple to filter for DWP transactions, track benefit payments, and maintain organised financial records.
DWP WFP Bank Statement: Key Takeaways
Seeing DWP WFP on your bank statement confirms your Winter Fuel Payment has arrived. This tax-free benefit helps UK pensioners manage heating costs, with payments ranging from £100 to £300 depending on age and circumstances. For 2025/26, most pensioners receive the payment automatically, though those earning above £35,000 will have it recovered through taxation.
If you need to track DWP payments or search for specific transactions across your bank statements, convert your PDFs to Excel at YourBankStatementConverter.com for instant, searchable financial records.
Frequently Asked Questions
What does DWP WFP mean on my bank statement?
DWP WFP stands for Department for Work and Pensions Winter Fuel Payment. It’s a tax-free government benefit paid to eligible pensioners in the UK to help with heating costs during winter months.
When will I receive my Winter Fuel Payment in 2025?
Most eligible pensioners receive their Winter Fuel Payment automatically between November and December 2025. If you haven’t received it by the end of January 2026, contact the helpline on 0800 731 0160.
Is DWP WFP a legitimate payment?
Yes, DWP WFP is a genuine payment from the UK government. The code appears alongside your National Insurance number on bank statements when you receive the Winter Fuel Payment.
Do I need to apply for Winter Fuel Payment?
Most people don’t need to apply—the payment is made automatically if you receive State Pension or certain benefits. You only need to claim if you’ve never received it before or have deferred your State Pension.
Can I opt out of Winter Fuel Payment?
Yes, you can opt out before 15 September 2025 by contacting the Winter Fuel Payment Centre. However, if your income is below £35,000, there’s no requirement to return the payment.
What if DWP WFP doesn’t appear on my statement?
Check that you meet eligibility requirements, then contact the Winter Fuel Payment helpline. You can also convert your bank statements to Excel using YourBankStatementConverter.com to search for any DWP transactions you may have overlooked.
How much is Winter Fuel Payment for 2025/26?
You’ll receive £200 if you’re under 80, or £300 if you’re 80 or over. If you live with another qualifying person, the amount is split between you.
Will I have to pay back my Winter Fuel Payment?
Only if your annual taxable income exceeds £35,000. HMRC will recover the payment through your tax code or Self Assessment return. Pensioners earning below this threshold keep the full payment.
