Seeing an unfamiliar payment reference on your bank statement can be confusing, especially when the company name doesn’t match a service you recognise. LC International is connected to online lottery and gaming services. This guide explains what it is, why the charge appeared, and what to do if you don’t recognise it.
What Is LC International on My Bank Statement?
LC International on your bank statement is a payment to LC International Limited, the company that operates Lottoland — an online lottery betting platform where users bet on lottery outcomes from around the world.
This charge typically appears when you’ve placed a lottery bet or have an active subscription on Lottoland. The confusion often arises because the registered company name (LC International Limited) differs from the trading name (Lottoland) that users recognise. It’s worth noting that Lottoland is a legitimate UK-licensed gambling operator regulated by the UK Gambling Commission.
Who Is LC International Limited?
| Detail | Information |
|---|---|
| Company name | LC International Limited |
| Trading name | Lottoland |
| Business type | Online lottery betting platform |
| Headquarters | Gibraltar (UK-facing operations) |
| Regulated by | UK Gambling Commission |
| Licence number | 000-042046-R-324498-001 |
| Website | lottoland.co.uk |
Important distinction: Lottoland is not an official lottery. It’s a betting platform where you bet on lottery outcomes rather than purchasing actual lottery tickets. This means winnings are paid by Lottoland, not by lottery organisers.
Common Reasons for LC International Charges
| Reason | Description | Typical Amount |
|---|---|---|
| Single lottery bet | One-off bet on EuroMillions, Powerball, etc. | £1–£5 |
| Subscription bet | Recurring weekly or monthly bets | £2–£20+ |
| Scratchcard purchase | Online instant-win games | £0.50–£10 |
| Special jackpot bet | Enhanced jackpot or special draw | £2–£10 |
| Bundle purchase | Multiple lottery bets combined | £5–£30 |
Why You Might Not Recognise the LC International Charge
- Name mismatch: You expected ‘Lottoland’ but your bank shows ‘LC International’
- Forgotten subscription: You set up recurring bets weeks or months ago and forgot
- Shared payment card: A family member or partner used your card
- Free bet sign-up: You registered for a promotional offer, entered card details, and are now being charged for a subscription
- Dormant account: You haven’t used the service in ages but a subscription remained active
- Multiple bets: A single transaction covers multiple bets
Is LC International Legitimate or a Scam?
Yes, LC International Limited is a legitimate company. You can verify this through the UK Gambling Commission website by searching for their licence number: 000-042046-R-324498-001. The company is also registered in Gibraltar with company number 112917.
Red flags that might indicate fraud:
- You’ve genuinely never heard of or visited Lottoland
- Email requests asking for card details or passwords
- Charges appearing after suspicious emails or texts
- Amounts that don’t match standard Lottoland pricing
If suspicious: Don’t click links in emails claiming to be from Lottoland. Go directly to lottoland.co.uk and contact your bank immediately.
How to Check If You Have a Lottoland Account
- Search your email: Look for ‘Lottoland’, ‘LC International’, or ‘lottery’ in your inbox and spam folders. Check for welcome emails, bet confirmations, or receipts.
- Try password recovery: Visit lottoland.co.uk, click ‘Login’ then ‘Forgot Password’, and enter your email addresses to check for existing accounts.
- Check saved passwords: Look in your browser saved passwords, password manager, or phone’s saved passwords.
- Check your devices: Look for the Lottoland app on your phone or tablet, and check browser history and bookmarks.
- Ask household members: Check with your partner, spouse, or family members who may have access to your card.
How to Cancel LC International / Lottoland Payments
To cancel subscription bets:
- Log into your account at lottoland.co.uk
- Go to ‘My Account’
- Select ‘My Subscriptions’ or ‘Subscription Bets’
- Click ‘Cancel’ next to each subscription and confirm
To close your Lottoland account entirely:
- Log into lottoland.co.uk
- Go to ‘My Account’ → ‘Settings’ → ‘Responsible Gaming’
- Choose ‘Close Account’ or ‘Self-Exclusion’
- Select your reason and confirm. You’ll receive a confirmation email.
How to Get a Refund from LC International
| Situation | Refund Likely? | Action |
|---|---|---|
| Unauthorised transaction (fraud) | Yes | Contact bank + Lottoland |
| Someone else used your card | Possible | Contact Lottoland support |
| Forgot about subscription | Unlikely | Can cancel future payments only |
| Child made purchase | Possible | Contact Lottoland with evidence |
| Double charge / technical error | Yes | Contact Lottoland support |
| Changed mind after betting | No | Bets are final once placed |
Steps to request a refund:
- Contact Lottoland support: Email support@lottoland.co.uk or use live chat on their website. Include the transaction date, amount, and reason for dispute.
- If Lottoland refuses: Contact your bank for a chargeback (within 120 days) and provide evidence of unauthorised use.
- For fraud cases: Report to Action Fraud at actionfraud.police.uk, contact your bank immediately, and request a card replacement.
What to Do If You’ve Never Used Lottoland
If the charge is genuinely unrecognised:
- Double-check your household: Confirm no one else used your card
- Search emails thoroughly: Including spam folders
- Contact Lottoland: Email support@lottoland.co.uk and ask them to search for accounts linked to your card. Provide the last 4 digits of your card and transaction date.
- Contact your bank: Report as a potentially unauthorised transaction and ask about the chargeback or dispute process
- Monitor your account: Watch for further unexpected charges and set up transaction alerts
- Consider card replacement: If fraud is suspected, request a new card and update legitimate subscriptions with the new details
Gambling Support Resources
If you’re concerned about gambling habits or unexpected gambling charges, these organisations can help:
| Resource | Contact |
|---|---|
| GamCare | gamcare.org.uk / 0808 8020 133 |
| BeGambleAware | begambleaware.org |
| Gambling Commission | gamblingcommission.gov.uk |
| National Gambling Helpline | 0808 8020 133 (24/7) |
| GAMSTOP | gamstop.co.uk (self-exclusion) |
How to Track and Monitor Your Subscriptions
Unexpected subscription charges are easy to miss, and gambling payments can accumulate unnoticed. Converting your bank statements into organised Excel or CSV formats can help you take control. Tools like yourbankstatementconverter.com make it simple to:
- Identify all recurring payments at a glance
- Spot forgotten subscriptions
- Track gambling and betting spend over time
- Monitor for unauthorised charges
- Review monthly outgoings clearly
Conclusion
LC International on your bank statement refers to LC International Limited, the company behind Lottoland — a legitimate, UK-licensed lottery betting platform. If you’ve used the service before, check your account for any active subscriptions you may have forgotten about. If you genuinely don’t recognise the charge, contact Lottoland support or your bank to investigate further. Keeping track of your subscriptions and payments can help you avoid unexpected charges and stay in control of your finances.
Frequently Asked Questions
Is LC International on my bank statement legitimate?
Yes, LC International Limited is a legitimate company. They operate Lottoland and are licensed by the UK Gambling Commission (licence number 000-042046-R-324498-001). You can verify this on the Gambling Commission website.
How do I cancel my Lottoland subscription?
Log into your Lottoland account, go to ‘My Account’, then ‘My Subscriptions’. Cancel any active subscriptions from there. To close your account entirely, go to ‘Responsible Gaming’ settings and select ‘Close Account’.
Why am I being charged by LC International?
LC International charges appear when you’ve placed a lottery bet or have an active subscription on Lottoland. Common reasons include forgotten subscriptions, shared payment cards, or signing up for promotional offers that converted to paid subscriptions.
Can I get a refund from LC International / Lottoland?
Refunds are possible for unauthorised transactions, technical errors, or cases where someone else used your card without permission. For forgotten subscriptions, you can typically only cancel future payments. Contact Lottoland support or your bank for assistance.
How do I contact LC International customer support?
You can contact Lottoland (LC International) via email at support@lottoland.co.uk or through live chat on their website at lottoland.co.uk. Include your transaction date, amount, and the reason for your query.
