Spotted a charge labeled “Covetrus” on your bank statement and don’t recognize it? You likely paid for pet medications, veterinary services, or animal health products. Covetrus is a global veterinary technology and services company that processes payments for thousands of veterinary clinics across the United States.
What is Covetrus on My Bank Statement?
Quick Answer: A Covetrus charge on your bank statement indicates a payment for veterinary products or services. This includes pet prescriptions, clinic visits, animal health supplies, or wellness plan subscriptions processed through Covetrus’s payment system.
Covetrus charges typically appear on your bank or credit card statement as:
| Statement Descriptor | What It Means |
|---|---|
| COVETRUS | General veterinary purchase |
| COVETRUS INC | Company billing name |
| COVETRUS PHARMACY | Pet medication order |
| COVETRUS PORTLAND ME | Reference to headquarters location |
| H3 FINANCIAL SERVICES | ACH/bank transfer payments |
The Portland, ME reference appears because Covetrus is headquartered in Portland, Maine. For ACH transactions, you may see “H3 Financial Services” instead of the Covetrus name.
Why Did Covetrus Charge My Card?
Several common scenarios result in a Covetrus charge appearing on your statement:
Veterinary Clinic Payment — Your vet uses Covetrus payment processing software. When you pay at checkout, the transaction shows Covetrus as the merchant rather than the clinic’s name.
Pet Prescription Refill — Many veterinarians use Covetrus pharmacy services for medications. Prescription refills for flea treatments, heartworm prevention, or chronic condition medications often process through Covetrus.
Wellness Plan Subscription — If you enrolled in a pet wellness or care plan at your vet, monthly payments may appear as Covetrus charges. These recurring subscriptions cover preventive care services.
Online Pet Pharmacy Order — Some online veterinary pharmacies partner with Covetrus for fulfillment and payment processing.
How to Verify a Covetrus Charge
If you don’t immediately recognize the charge, take these steps:
- Check recent vet visits — Review any appointments or purchases at your veterinarian within the past week
- Review pet medication orders — Look for prescription refill confirmations in your email
- Ask household members — Someone else may have taken your pet to the vet or ordered supplies
- Match the charge amount — Compare the dollar amount to any recent invoices or receipts from your veterinary clinic
- Contact your vet — Call the clinic to confirm if they use Covetrus for payment processing
If you manage finances for multiple pets or family members, tracking veterinary charges across bank statements can get confusing. Converting your PDF bank statements to Excel makes it easier to search for specific transactions like Covetrus and identify all pet-related expenses in one place.
What Does Covetrus Actually Do?
Covetrus is a global animal health technology company that provides:
- Veterinary practice management software (Pulse, Avimark, Impromed)
- Pet pharmacy services and prescription fulfillment
- Payment processing for veterinary clinics
- Medical supplies and equipment for animal hospitals
- Wellness plan administration for recurring pet care subscriptions
The company was formed in 2019 through a merger of Vets First Choice and Henry Schein Animal Health. It serves companion animals, equine practices, and large-animal veterinary markets across North America and globally.
Common Covetrus Charge Amounts
Depending on your purchase, you might see these typical amounts:
| Service Type | Typical Amount |
|---|---|
| Monthly wellness plan | $25 – $75 |
| Prescription medication | $15 – $150+ |
| Routine vet visit | $50 – $200 |
| Specialty treatment | $100 – $500+ |
If the amount doesn’t match any veterinary service you recall, investigate further before assuming fraud.
Is Covetrus Legitimate?
Yes—Covetrus is a legitimate company serving veterinary practices and pet owners nationwide. If you own a pet and visited a veterinarian recently, a Covetrus charge is almost certainly connected to that visit or a prescription order.
However, like any unfamiliar charge on your bank statement, you should verify it matches a purchase you actually made.
How to Stop or Cancel Covetrus Charges
To stop recurring Covetrus charges:
- Cancel your wellness plan — Contact your veterinary clinic directly to end the subscription
- Stop auto-refill prescriptions — Log into your pet pharmacy account or call customer service
- Update payment methods — Remove your card from any saved payment profiles at the vet’s office
- Contact Covetrus support — Reach their customer service if you cannot resolve through your vet
For disputed charges, first attempt resolution through your veterinarian before contacting your bank.
Managing Veterinary Expenses on Your Bank Statement
Pet owners juggling multiple prescriptions, wellness plans, and vet visits across different providers often lose track of veterinary spending. These charges appear under various merchant names—making expense tracking difficult when reviewing PDF bank statements manually.
YourBankStatementConverter.com converts your PDF bank statements into organized Excel or CSV files, allowing you to:
- Search all transactions for “Covetrus” instantly
- Filter and categorize pet-related expenses
- Track recurring subscription charges across months
- Prepare financial documentation for budgeting or taxes
Whether you’re reconciling charges from Covetrus, Chewy, or other pet services, converting statements to spreadsheets saves hours of manual review.
Covetrus Bank Statement Charge: Key Takeaways
Covetrus charges on your bank statement come from veterinary services, pet medications, or wellness plan payments processed through their payment system. The company partners with thousands of veterinary clinics across the United States for payment processing and pharmacy fulfillment. Always verify unfamiliar charges by checking recent vet visits, prescription orders, or contacting your veterinarian directly. For easier financial tracking, use YourBankStatementConverter.com to convert your statements into searchable spreadsheets.
Frequently Asked Questions
What is Covetrus on my credit card?
Covetrus on your credit card is a charge for veterinary services, pet medications, or animal health products. Your veterinarian likely uses Covetrus payment processing, so the transaction shows their name instead of the clinic’s.
Is Covetrus a legitimate company?
Yes. Covetrus is a global animal health technology company headquartered in Portland, Maine. They provide payment processing, pharmacy services, and practice management software to veterinary clinics throughout the United States and internationally.
Why was I charged by Covetrus?
You were charged by Covetrus because you either visited a vet that uses their payment system, ordered pet prescriptions through their pharmacy network, or have an active wellness plan subscription that bills through Covetrus.
How do I cancel Covetrus charges?
Contact your veterinary clinic to cancel wellness plans or recurring prescription refills. For immediate assistance, ask your vet’s office which services are billing through Covetrus and request cancellation of those specific subscriptions.
What does H3 Financial Services mean on my bank statement?
H3 Financial Services is the descriptor that appears for ACH (bank transfer) payments processed through Covetrus. If you see this instead of “Covetrus,” it’s likely the same veterinary-related charge.
Can I get a refund from Covetrus?
Contact your veterinary clinic first, as they handle most billing disputes. For unauthorized charges, work with your vet and bank to resolve the issue. Covetrus customer service can also assist with payment inquiries.
