Spotted a charge on your bank statement with “TARGET” followed by numbers and letters you don’t recognize? As one of America’s largest retailers with over 1,900 stores nationwide, Target transactions can appear in various formats on your financial records—from simple store names to cryptic codes that might leave you wondering if the charge is legitimate.
What Does Target Show Up As on Bank Statement
Target typically appears on your bank statement as “TARGET” followed by a store number, location identifier, or transaction type. The exact format depends on whether you shopped in-store, online, used Target services like pharmacy or Drive Up, or made a payment on your Target Circle Card.
Common Target Bank Statement Descriptors
Here are the most frequently seen ways Target charges appear:
In-Store Purchases:
- TARGET [STORE NUMBER] (e.g., TARGET 00017723)
- TARGET T-[NUMBER] [CITY] [STATE] (e.g., TARGET T-1849 BROOKLYN NY)
- TARGET [CITY NAME] [STATE ABBREVIATION]
- TARGET [NEIGHBORHOOD/AREA NAME]
Online Purchases (Target.com):
- TARGET.COM
- TARGET.COM BROOKLYN PARK MN
- CNSCWWW.TARGET BROOKLYN PARK MN
- TARGET ECOMM
Target Circle Card/REDcard Transactions:
- TARGET REDCARD PAYMENT
- TARGET CIRCLE CARD
- TD BANK TARGET (credit card issuer)
Pickup & Delivery Services:
- TARGET DRIVE UP
- TARGET PICKUP
- TARGET SAME DAY DELIVERY
- TARGET SHIPT
Gift Cards:
- TARGET GIFT CARD PURCHASE
- TARGET GIFT CARD RELOAD
- TARGET EGIFT
Understanding Target Store Numbers on Your Statement
One of the most common sources of confusion is Target’s store numbering system. When you see something like TARGET T-2192 MARYSVILLE WA or TARGET 00023077, the numbers identify the specific store location.
How to Decode Target Store Numbers
| Format | Example | Meaning |
|---|---|---|
| T-[4 digits] | TARGET T-1375 | Store #1375 with city/state |
| 5-digit number | TARGET 00017 | Internal store ID |
| 8-digit number | TARGET 00017723 | Extended store reference |
| City + Number | TARGET DENVER SE 2820 | Regional store identifier |
You can verify any Target store number by:
- Visiting Target.com/store-locator
- Calling Target Guest Relations at 1-800-440-0680
- Checking your Target app purchase history
Target.com Online Order Charges Explained
Online purchases from Target.com often display differently than in-store transactions. The charges typically reference Target’s fulfillment center in Brooklyn Park, Minnesota—the company’s headquarters location—regardless of where the package ships from.
Common Online Order Descriptors:
- TARGET.COM BROOKLYN PARK MN – Standard online purchase
- CNSCWWW.TARGET BROOKLYN PARK MN – Online purchase (CNSC = Card Not Swiped, Cardholder Not Present)
- TARGET ECOMM – E-commerce transaction, often from third-party marketplace sellers (Target Plus)
- TARGET.COM – General online order
Why You Might See Multiple Charges
Target may create separate charges when:
- Items ship from different fulfillment centers
- Orders include both shipping and pickup items
- You use Same Day Delivery for some items
- Split payments are applied (gift card + credit card)
Target Circle Card and REDcard Statement Entries
If you have a Target Circle Card (formerly REDcard), your statement entries will look different from regular credit/debit card charges.
Target Circle Card Descriptors:
- TARGET – Purchase made with your Target Circle Card
- TARGET REDCARD PAYMENT – Payment made toward your balance
- TD BANK USA TARGET – Credit card issuer reference (TD Bank issues Target credit cards)
- TARGET CORPORATION – Corporate billing reference
Target Debit Card vs. Credit Card
- Target Debit Card: Pulls directly from your linked checking account; appears as ACH transfer
- Target Credit Card: Billed through TD Bank; shows on your Target Circle Card statement
Simplify Your Target Transaction Tracking
With Target purchases appearing under various descriptors—store numbers, online codes, and service-specific labels—keeping track of your spending can become overwhelming. YourBankStatementConverter.com helps you organize all your bank transactions into clean, categorized formats.
With YourBankStatementConverter.com, you can:
- Convert PDF bank statements to Excel or CSV
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- Identify unfamiliar merchant codes and store numbers
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Stop guessing what those cryptic Target charges mean. Try YourBankStatementConverter.com today →
Target Pharmacy and CVS Charges
Since CVS Health acquired Target’s pharmacy business in 2015, pharmacy purchases at Target locations may appear differently on your statement:
Pharmacy Statement Descriptors:
- CVS/PHARMACY TARGET – Prescription purchase at Target CVS
- CVS PHARMACY #[NUMBER] – CVS store-within-store at Target
- TARGET PHARMACY – Legacy descriptor (some systems still use this)
- CVS MINUTECLINIC TARGET – Clinic visit at Target location
Note: Pharmacy purchases process through CVS’s systems, so they won’t show the standard Target descriptor even though you’re shopping at a Target location.
Authorization Holds and Pending Charges
Target may place temporary authorization holds on your account that appear before the final charge posts:
Common Reasons for Authorization Holds:
- Order Pickup/Drive Up: Hold placed when order is submitted; final charge when picked up
- Same Day Delivery: Authorization at checkout; charged upon delivery
- Gas Station (Target with fuel): Pre-authorization hold that adjusts to actual purchase
- Online Orders: Hold when placed; charged when shipped
How Holds Appear:
- PENDING: TARGET – Temporary authorization
- TST TARGET* – Test authorization (temporary)
- Final charges replace pending entries within 1-5 business days
Target Refunds and Returns on Bank Statements
When you return items to Target, refunds typically appear as:
- TARGET GUEST RETURN – Standard return credit
- TARGET REFUND – General refund notation
- TARGET [STORE NUMBER] CR – Credit notation with store ID
- Same descriptor as original charge with negative amount
Processing Times:
- Credit Cards: 3-5 business days
- Debit Cards: 5-10 business days
- Target Circle Card: 1-2 billing cycles
Identifying Legitimate vs. Fraudulent Target Charges
Signs of a Legitimate Target Charge:
✓ Store number matches a location you visited ✓ Amount aligns with your receipt ✓ Transaction date matches your shopping trip ✓ Online charges show Brooklyn Park MN (normal for Target.com)
Red Flags for Potential Fraud:
⚠ Charges from cities/states you haven’t visited ⚠ Multiple small charges in quick succession ⚠ Unfamiliar store numbers with no matching receipt ⚠ Significantly higher amounts than typical purchases
If You Suspect Fraud:
- Check your Target.com account – Sign in to view order history
- Review receipts – Match transaction dates and amounts
- Contact Target Guest Relations – 1-800-440-0680
- Call your bank – Dispute unauthorized charges immediately
How Target Charges Appear: Quick Reference Guide
| Transaction Type | Statement Descriptor Example |
|---|---|
| In-store purchase | TARGET T-2192 MARYSVILLE WA |
| Online order | TARGET.COM BROOKLYN PARK MN |
| Drive Up pickup | TARGET DRIVE UP |
| Same Day Delivery | TARGET SHIPT |
| Gift card purchase | TARGET GIFT CARD |
| REDcard payment | TARGET REDCARD PAYMENT |
| Pharmacy/CVS | CVS/PHARMACY TARGET |
| Return/refund | TARGET GUEST RETURN |
| Pending authorization | PENDING: TARGET |
Understanding Target Bank Statement Entries: Key Takeaways
Target charges appear on bank statements in multiple formats depending on the transaction type, location, and payment method used. In-store purchases typically show “TARGET” followed by a store number and location, while online orders reference Brooklyn Park, MN (Target’s headquarters). Pharmacy purchases now process through CVS and may not display the Target name at all.
For shoppers who frequently visit Target across multiple locations or mix in-store and online purchases, tracking these varied descriptors can be challenging. Tools like YourBankStatementConverter.com help you convert and categorize your statements, making it easy to identify every Target transaction and maintain accurate financial records.
Frequently Asked Questions (FAQs)
What does Target show up as on a credit card statement?
Target typically appears as “TARGET” followed by a store number and location (e.g., “TARGET T-1849 BROOKLYN NY”) for in-store purchases. Online orders show as “TARGET.COM BROOKLYN PARK MN” or “TARGET.COM.” The exact descriptor varies based on whether you shopped in-store, online, or used services like Drive Up or Same Day Delivery.
Why does my Target charge say Brooklyn Park MN?
Brooklyn Park, Minnesota is where Target’s corporate headquarters and primary e-commerce fulfillment systems are located. All Target.com online purchases process through this location, so charges appear with “BROOKLYN PARK MN” regardless of where your order actually ships from or where you live.
What is TARGET T- followed by numbers on my bank statement?
The “T-” followed by numbers is Target’s store identification system. For example, “TARGET T-2192” identifies store #2192. This number appears alongside the city and state to help you identify which specific Target location processed your transaction.
Why do I have multiple Target charges on the same day?
Multiple charges can occur when items ship separately from different fulfillment centers, you use a split payment method (gift card plus credit card), your order includes both shipping and pickup items, or you made separate transactions during the same shopping trip.
What does TARGET ECOMM mean on my statement?
“TARGET ECOMM” indicates an e-commerce transaction, often associated with purchases from third-party sellers on Target’s marketplace (Target Plus partners). These transactions may process slightly differently than standard Target.com orders.
How do I find out which Target store a charge came from?
You can identify the store by using Target’s store locator at Target.com/store-locator, checking your Target app purchase history if you used your Target Circle account, or calling Target Guest Relations at 1-800-440-0680 with the store number from your statement.
Why does my Target pharmacy purchase show as CVS?
CVS Health acquired Target’s pharmacy business in 2015. All pharmacies inside Target stores are now operated by CVS, so prescription purchases appear as “CVS/PHARMACY TARGET” or similar CVS descriptors rather than Target.
What is a pending TARGET charge on my statement?
Pending TARGET charges are authorization holds placed when you initiate a purchase but before the transaction fully processes. Common for Drive Up orders, Same Day Delivery, and online purchases, these holds convert to final charges within 1-5 business days once the order is fulfilled.
How long does a Target refund take to appear on my statement?
Target refunds typically appear within 3-5 business days for credit cards and 5-10 business days for debit cards. Refunds to a Target Circle Card may take 1-2 billing cycles. The refund appears as “TARGET GUEST RETURN” or a credit with the original store descriptor.
Is a charge from TARGET.COM legitimate if I only shopped in-store?
If you only made in-store purchases, a TARGET.COM charge could indicate fraud—or it might be a legitimate charge if someone with access to your card ordered online, you have a Target Circle Card with auto-pay, or you subscribed to Target Circle 360 (membership program). Verify by checking your Target.com account order history.
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