Wondering what that mysterious charge on your bank statement actually means? You’re not alone. Millions of OnlyFans subscribers and creators search for this exact question every month. Whether you’re concerned about privacy, tracking your expenses, or simply curious about how payment descriptors work, understanding what OnlyFans looks like on your financial records is essential. In this quick guide, we’ll break down exactly how OnlyFans transactions appear across different banks, plus share practical tips to manage your financial privacy.
What does Onlyfans come up on your Bank Statement?
OnlyFans won’t show its name directly on your bank statement. Instead, you’ll see names like “Fenix International” or other coded merchant IDs that don’t instantly reveal your spending habits.
Here’s exactly what you can expect to see:
Common Bank Statement Descriptors:
- “OnlyFans.com” or “OF”
- “Fenix International”
- “ONLYFANS.COM,” “FENIX INTERNATIONAL,” or “OF PAYMENT”
- “OF Subscription” or “OF Debit Hold”
How Different Banks Display OnlyFans Charges:
Customers using Chase Bank will notice charges labeled as “OF PAYMENT” followed by a unique transaction ID number. If you bank with Bank of America, you’ll see the complete name “FENIX INTERNATIONAL” clearly displayed. Wells Fargo provides more specific details, listing “OF” along with the creator’s actual name.
For Content Creators:
For content creators who receive payouts, the transaction might also show as “OnlyFans” or “Fenix International” followed by the payment amount deposited into your bank account.
Also Read: What Does Amazon Show Up As on Your Bank Statement?
Need to Convert or Edit Your Bank Statement?
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How to Keep OnlyFans Transactions Private
One way to separate OnlyFans transactions from your primary financial records is to open a separate bank account or use a prepaid debit card. Prepaid debit cards, available at most retail stores, allow users to load a specific amount of money for purchases. Since these cards are not linked to your primary bank account, transactions won’t appear in your usual financial history.
Other Privacy Methods:
- Paperless statements reduce visible transaction trails, prepaid cards avoid linking personal checking accounts, and digital wallets shield direct connections to OnlyFans.
- Use cash to load prepaid cards for maximum anonymity
FAQs: OnlyFans Bank Statement Questions
Q: Does OnlyFans show up on my bank statement?
Yes. OnlyFans transactions will appear on your bank statement. The description usually includes “OnlyFans” or a similar identifier along with the transaction amount.
Q: Can I hide OnlyFans from my bank statement?
No, you can’t hide OnlyFans transactions on bank statements. They are required for financial transparency. However, using prepaid cards or separate accounts can keep these charges away from your main banking records.
Q: What is “Fenix International” on my bank statement?
Fenix International owns OnlyFans and processes all payments for the platform. Most people—about 99%—will not recognize that name as part of OnlyFans.
Q: Will the creator’s name appear on my statement?
Most bank statements do not provide a high level of detail beyond the name of the vendor, the date of the transaction, and the amount. However, some banks like Wells Fargo may include creator names.
Q: How do OnlyFans payouts appear for creators?
Some banking apps list deposits from “Fenix International Limited,” showing the source of funds clearly.
Q: Are there daily spending limits on OnlyFans?
Yes, there are spending limits like a daily cap of about £414 (€481) to protect both creators and subscribers.







