What Is the 1 Infinite Loop on My Bank Statement?

Noticed a charge showing “1 Infinite Loop” or “1INFINITELOOPCA” on your bank statement? This is a payment processed by Apple Inc. The name refers to Apple’s historic headquarters address at 1 Infinite Loop, Cupertino, California — and it means you’ve made a purchase through an Apple service.

What Is 1 Infinite Loop on My Bank Statement?

1 Infinite Loop on your bank statement is a charge from Apple Inc. for purchases made through the App Store, iTunes Store, Apple Music, iCloud, Apple Pay, Apple Cash, or other Apple services. The descriptor comes from Apple’s former corporate headquarters address in California.

When you see this charge, it typically means:

• You bought an app, game, or made an in-app purchase
• You’re paying for a subscription (Apple Music, iCloud+, Apple TV+, Apple Arcade)
• You sent money via Apple Cash
• You purchased music, films, or books from iTunes
• You bought AppleCare or Apple accessories online

How 1 Infinite Loop Appears on UK Bank Statements

Statement Description	What It Means
1 INFINITE LOOP CA	General Apple purchase
APPLE CASH 1INFINITELOOPCA	Apple Cash payment sent
APPLE.COM/BILL	App Store or iTunes purchase
APPLE PAY 1 INFINITE LOOP	Apple Pay transaction
MISC DEBIT 1 INFINITE LOOP CA	Debit card Apple purchase

Why Is Apple Using This Address?

1 Infinite Loop in Cupertino, California, served as Apple’s corporate headquarters from 1993 to 2017. The street name itself is a programming reference — an “infinite loop” is code that runs continuously without stopping. Apple named the circular road around its campus after this concept.

Although Apple moved its main headquarters to Apple Park in 2017, the payment processing system still references the original address, which is why UK customers see “1 Infinite Loop” on their statements rather than “Apple” alone.

Is 1 Infinite Loop a Legitimate Charge?

Yes, 1 Infinite Loop is a legitimate charge from Apple. However, if you don’t recognise the transaction, it could be:

Legitimate reasons you might not remember:

• A family member with access to your payment method made a purchase
• Family Sharing enabled purchases by children or partners
• An automatic subscription renewal
• A pre-ordered item that’s now been charged
• A forgotten in-app purchase

Signs the charge may be unauthorised:

• You don’t own any Apple devices
• The amount is unusually large
• You see multiple charges you didn’t make
• The transaction date doesn’t match any Apple activity

How to Check Your Apple Purchase History

To verify what the 1 Infinite Loop charge is for:

On iPhone or iPad:

1. Open the Settings app
2. Tap your name at the top
3. Tap Media & Purchases
4. Tap View Account, then Purchase History
5. Search by amount to find the matching transaction

On Mac:

1. Open the App Store
2. Click your name at the bottom of the sidebar
3. Click Account Settings
4. Find Purchase History and click See All

Online:

1. Visit reportaproblem.apple.com
2. Sign in with your Apple ID
3. Search for the charge amount
4. View transaction details

How to Get a Refund from Apple

If you’ve identified an unwanted or unauthorised charge:

1. Go to reportaproblem.apple.com
2. Sign in with your Apple ID
3. Find the transaction in your purchase history
4. Click “Report a Problem” next to the item
5. Select your reason for the refund
6. Submit your request

Apple typically processes refund requests within 48 hours for digital purchases. For UK customers, refunds usually appear on your statement within 5-10 working days.

How to Prevent Unwanted 1 Infinite Loop Charges

Manage your subscriptions: Go to Settings > Your Name > Subscriptions on your iPhone to view and cancel any active subscriptions you no longer need.

Require password for purchases: Enable “Always Require Password” in Settings > Screen Time > Content & Privacy Restrictions to prevent accidental purchases.

Review Family Sharing: If you’re the family organiser, check Settings > Your Name > Family Sharing to see who has purchase access.

Enable two-factor authentication: Add an extra layer of security to your Apple ID to prevent unauthorised access.

Track Apple Charges in Your Bank Statement

Regularly reviewing your bank statements helps catch unfamiliar transactions early. If you receive PDF statements from your UK bank and want to search for specific charges like “1 Infinite Loop,” convert your bank statement to Excel for easier analysis.

With your transactions in spreadsheet format, you can:

• Filter by merchant name to find all Apple charges
• Sort by amount to identify subscription costs
• Track recurring payments across multiple months
• Spot unauthorised charges faster

For more guidance on identifying unfamiliar bank statement entries, see our guide on what Apple Pay shows up as on bank statements.

1 Infinite Loop Bank Statement: Key Points

The 1 Infinite Loop charge on your UK bank statement is Apple’s payment descriptor for App Store purchases, iTunes transactions, Apple subscriptions, and Apple Cash payments. While most charges are legitimate, always verify unfamiliar transactions through your Apple ID purchase history at reportaproblem.apple.com.

If you’re managing multiple statements or need to track recurring Apple charges over time, converting your bank statements to CSV or Excel makes financial analysis significantly easier.

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